Best Hotel Credit Cards of 2022

Travel Rewards credit cards come in many forms. Airline rewards cards allow you to fly for free or cheap, reducing the cost of vacations and travel. Meal incentive cards reduce the cost of restaurant meals, which are often a big expense when traveling.

The list goes on. Many cashback credit cards give back interest on all of your most important purchases. Fuel Rewards credit cards pay back when you buy gasoline and other items at a gas station.

However, unless you are loyal to a particular hotel chain, the number of these cards may be very limited. If you stay at a hotel that is not part of your brand’s portfolio, the value you would normally spend is only 1 point per dollar, and you cannot take advantage of unique hotel discounts.

Even if you prefer a different hotel chain to one hotel chain, a regular travel credit card may be a better choice than a hotel-only card. With a travel card, you can get the same reimbursement for all hotel purchases, whether you’re staying at a Marriott or a Hilton, and you can get regular travel discounts, such as annual travel credits, travel insurance and no foreign transaction fees.

Best Hilton Hotel Credit Card.

Hilton has several hotel brands, from the inexpensive Embassy Suite and Hampton Inn to the luxurious Waldorf Astoria and LXR. American Express offers three different levels of Hilton Consumer Rewards cards.

For most people, the best value will be the mid-range version of the Hilton Honors American Express credit card. The card offers the best welcome event and an annual fee of $95 per year ($0 introductory annual fee for the first year). You can earn 130,000 Hilton Anus bonus points after you purchase $2,000 in the first three months of your card. In addition to the welcome event, Exception cardholders will automatically qualify for Hilton Anus Gold, which includes free nights, room upgrades, free water and daily food and beverage discounts at U.S. hotels on the 5th day at the time of booking.

Chase Marriott Bonvoy Infinite ® Credit Card .

• Earn up to 17 Marriott bonus points per dollar at participating Marriott Bonboy hotels.
• Earn 2 points for every $1 spent on most other eligible purchases.
• Earn 3 times Bonboy points for every dollar you spend on the first $6,000 of your total purchases each year at grocery stores, gas stations, restaurants, etc.
• Use Bonboy points for free stays and upgrades at Marriott-branded hotels starting at 7,500 points per night.
• Get a free stay at a carefully selected Marriott hotel every year after your account anniversary. Eligible hotels require less than 35,000 points per night.
• As long as your account is open and in good standing, Silver Elite Auto status benefits include a 10% bonus on base points earned during your stay at participating Marriott Bonvoy properties, member-only rates and a reservation guarantee.
• Spend more than $35,000 per year to upgrade to Gold Elite status. Provides a bonus of 25% of base Bonvoy points income and free upgrades (if available).
• Earn one Elite night credit to earn Elite status for every $5,000 eligible purchase on your card.

Capital One Venture One rewards credit cards.

All other purchases earn 1.25 X miles per dollar, which is lower than other cards on this list, but there is no annual fee when you use the Capital One Venture One Rewards credit card. Mileage, like many other rewards cards, can be conveniently redeemed for any amount without waiting for a $25 top-up.

In addition to rewards, this card offers the same travel benefits as the Capital One Venture Rewards credit card. This credit card is one of the best travel rewards cards available, but it does not include an annual fee. It does not include 24-hour travel support, collision damage waiver for rental cars, or foreign transaction fees. You can also get a 0% introductory fee for 15 months for new purchases that are hard to find on your travel card. At the end of the introductory period, a variable annual rate of 17.99% to 27.99% applies.

Best Marriott Hotel Card.

Marriott offers several cobranded credit cards to choose from, from entry-level to premium, with no annual fee. It all depends on how often you plan to stay at one of Marriott’s 30 brands and more than 7,000 properties. The Marriott Bonvoy Limited from Chase Bank costs $95 a year, but by spending $3,000 in the first three months, you can get a limited-time welcome bonus of 100,000 points.

Cardholder benefits include a free annual overnight certificate for up to 35,000 points and 15 elite overnight credits per calendar year that allow you to go from automatic silver level to gold status faster on each account’s anniversary. It’s a good card that your favorite Marriott guests will love.

Buy the Sapphire Reserve ® card .

The Chase Sapphire Reserve® card is a special travel incentive card that’s perfect for those who spend a lot of money at the hotel. Unlike most cards on this list, this card is not linked to a specific hotel brand. That means you’re free to use it anytime, anywhere, without missing out on hotel rewards and perks.

The main contents of the Sapphire Reserve are:

• Travel credits of $300 per year available for virtually all eligible travel purchases.
• 3 Ultimate Rewards points per $1 spent on most eligible travel purchases (after the annual travel credit is exhausted) and all eligible food purchases.
• A total of 5 points per $1 spent on airline purchases through Chase Travel.
• A total of 10 points per $1 spent on hotel and car rental purchases through Chase Travel.
• Use points for travel purchases (including hotels) on Chase Ultimate Rewards. Receive a bonus of 50% of the standard cash redemption amount.

Hilton presents the American Express Aspire card.

Cardholders receive a statement credit of up to $500 each year, including $250 at Hilton resorts and $250 in airfare. You can also get a $100 discount on a Waldorf Astoria® Hotels & Resorts or Conrad® Hotels & Resorts for a minimum of two nights. So you can pay $450 a year and get huge savings.

Cardholders can enjoy other luxury perks such as: If you spend $60,000 on eligible purchases during the year, get up to two free weekend night rewards (free stay on Friday, Saturday or Sunday) and access to the Executive Lounge, free breakfast at all brand hotels and a room guarantee when you book at least one. 48.Before or after arrival.

The Hilton American Express Aspire card includes Priority Pass™ Select membership ($429 value), which allows access to more than 1,000 airport lounges worldwide. * No foreign transaction fees, an important feature for travelers.

This card offers the highest percentage of rewards compared to the two Hilton Amex cards. Cardholders earn 14x points for every dollar spent at Hilton, airline or amextravel.7x points per dollar spent on airfare booked directly with com, rental cars booked directly with certain rental car companies and U.S. restaurants, and 3x points per dollar in all other cases.r for purchases.

American Express® Business Platinum Card .

Business travelers who need a premium travel solution for hotel stays and travel should consider the American Express Platinum card. The $695 annual fee is expensive, but the card’s benefits can easily offset the cost. This includes airfare discounts of up to $200 per year on select eligible airlines, discounts of up to $104 per year on CLEAR® airport security certificates, discounts of up to $100 per year on worldwide check-in or TSA pre-check-in, free access to more than 1,400 airport lounges and benefits of up to $550 on Fine Hotels + R.The resort hotel includes free daily breakfast for 2 guests and late check-out (4pm).

Among other things, Business Platinum cardholders can earn Hilton Arnus Gold status and Marriott Bonboy Gold Elite status without having to have a specific brand card or complete a minimum stay period.